Head of the credit risk management underwriting department in Ukrayinska finansova zhitlova kompaniya, PAT

We invite to the team that implements projects of a national scale in the direction of affordable residential mortgage lending (eOsel) head of the credit risk underwriting department of the risk management department

Responsibilities:

• Risk logic design: formalization and documentation of all credit rules, stop factors, verification rules and logic checks for implementation in the credit factory.
• Approval of the so-called: ensuring that the vendor's TOR fully and correctly reflects all risk requirements.
• Testing and acceptance: organization and testing of the risk-functionality of the CF, including testing of integrations with BKI and other databases.
• Creation of directories: participation in the creation and filling of directories (classifiers) for automatic verification
• Regulatory support: developing or amending credit policies and internal regulations describing the operation of the automated credit process.

Skills and competencies we expect:

• Higher education (in the field of economics, finance, engineering education)
• Experience in credit decision automation
• In-depth understanding of PD concepts, LGD, EAD and ECL (IFRS 9)
• Experience in developing or validating scoring models
• Experience in working with the full lending cycle
• Understanding how Fraud Rules work and finmon checks at the application stage.
• Understanding the credit process
• Ability to translate risk logic into technical and business language
• Ability manage your part of the project (control of deadlines, project risks)
• Experience of working in ABS "B2". Fluency in SQL and knowledge of Python/R.
• Experience working with APIs/integrations with BKI and external databases
• Personal qualities: honesty, punctuality, executive discipline, creative approach to tasks

What we offer:

• Ambitious state-scale project
• Official employment, official ZP
• Working day from 09.00 to 18.00, work in the office
• Place of work — Kyiv (Pecherska)

 Send your resume to e-mail: [email protected]