We AMO Fintech is an innovative fintech company that specializes in providing modern financial solutions and services. We strive to make financial transactions fast, secure and convenient for our customers. Our team consists of professionals who work to create and maintain products that meet the highest industry standards.We are looking for a professional to join the fintech project team inquality —Chief risk officer.What will you do:Development and implementation of credit risk management polic
We AMO Fintech is an innovative fintech company that specializes in providing modern financial solutions and services. We strive to make financial transactions fast, secure and convenient for our customers. Our team consists of professionals who work to create and maintain products that meet the highest industry standards.
We are looking for a professional to join the fintech project team inquality —Chief risk officer.
What will you do:
- Development and implementation of credit risk management policies and procedures, including determination of risk indicators for various credit products, implementation of effective credit risk assessment models.
- Analysis of credit portfolios, including monitoring of the credit portfolio to identify and analyze potential risks, conducting stress- testing and analysis of scenarios to assess the stability of the portfolio.
- Development of lending rules and policies based on application, behavioral and other data taking into account risk-based pricing.
- Organization of the soft collection process and policy development work with clients who have overdue debts.
- Control of compliance with regulatory requirements.
- Preparation of regular reports on the state of credit risks.
- Development of recommendations for improving risk management .
- Participation in the development of credit products.
Our ideal candidate has:
- Higher education in the field of finance, economics, mathematics, statistics or other relevant field.
- Minimum 3 years of work experience in credit risk management in the banking sector, fintech, MFI companies.
- Experience in training technical tasks and specifications.
- Skills in working with statistical and behavioral analytics
- High level of analytical abilities
- Flexible approach to defining credit rules to ensure correlation of the level of risk and profitability of the portfolio
- Ability to build effective communications with other project teams
- Deep understanding of credit risk assessment models
- High level of proficiency with data analysis tools (e.g. SQL, Excel, SAS)
- Ability to make timely, non-standard decisions in conditions of uncertainty and high risks.
- Responsibility, proactivity and result-oriented.
We offer: < /strong>
- Competitive salary.
- You can use your own experience and acquire new ones.
- Comfortable team and working atmosphere .
- Paid trainings for the development of skills by direction.
- Corporate English language courses.
If you meet these criteria and wish to join our energetic and friendly team, submit your resume today!
*We promise to review your resume within seven business days. If you have not received a message from the recruiter during this time, it means that we currently have no vacancies that match your experience and wishes.